Andhra Bank Credit Cards: Check Features, Eligibility, Types, Benefits, How to Apply & More

Andhra Bank is one of the most popular and leading banks that offers customers an excellent range of quality banking products that ranging from financial loans to depository products and saving accounts to cards.  These kinds of specially designed products have some unique features in order to suits all requirements and needs.  For the useful credit card portion, reliable Andhra bank provides an array of quality products, wherein people may easily opt for the best credit card as per their individual desire. If you desire to know about various types of Andhra bank credit cards, you can immediately visit the official website where you can see a list of credit card related products offered by Andhra bank. These are the most significant details that not only narrow down the searches, but it also let you choose the highly appropriate credit card without any confusion.

What are the Type of Andhra Bank Credit Cards

What are the Type of Andhra Bank Credit Cards?

It is important to note that the Andhra Bank offers various types of credit cards in order to suit the needs and requirements of every customer. If you desire to know about all types of credit cards, you can watch this guide properly. The following passage comes with a list of credit cards provided by the Andhra Bank.

  • VISA Classic

It is one of the most popular cards and it does not include enrollment charges, but it is valid globally.  There is no annual subscription fee for the 1st year. It does not include any ARM cash withdrawal fees at ATMs of Andhra Bank. The credit period for free which is valid for the rollover option.   Along with this, it also includes the insurance cover option for the lost credit cards. In order to get the facility, you need not spend any additional cost. Additionally, you can receive the SMS alert convenient for all of your transaction like billing amount, any credit received, purchases done, renewal cards and cards blocked on your registered phone number. You can also receive email statement on a monthly basis in order to keep a proper track on your bill payments and spending done.

  • Visa Platinum 

The most reliable and leading Andhra Bank provides some laudable possession for the customers of the credit card in the type of VISA Platinum card. The major features of this credit card are really created for the affluent people to enjoy lots of benefits provided worldwide by the Visa International. This credit card type does not include any admission fees and annual subscription I the 1st year. Along with this, it also includes zero surcharges, so you can utilize it without any hesitation. It offers minimal service charges as well as cash advance charges under the rollover facility. Global non-stop concierge service is provided by the Visa international for the assistance during any emergency or traveling cash assistance and much more.  Each and every VISA international provides is obtainable for the platinum cards holders of Andhra Bank.

  • Visa Signature

This is a premium credit card provided with best-in-class services and splendid features in living, travel, lifestyle and dining needs. There is a premium access available to the selected airport’s lounges truly across for the marginal fees.  This kind of credit card includes discounts and laudable offers which are used for dining, purchase or traveling by Visa. It also offers dual security via PIN and Chip protection. It has hassle-free and simple payment convenience via the Visa Bill Pay.

  • RuPay Platinum Credit Card

The most effective and superior credit card is created with many unique proportions in order to meet the needs of many corporate customers. It is vital to note that this is exclusively available for the reputed Private or Public Ltd Company. There are lots of value-added conveniences offered for the corporate credit card when compared with other credit cards. Along with this, it also includes premium and globally accepted benefits.

  • RuPay Select Credit Card

This is another best credit card that come with lots of reward earning offers and exclusive features.  This type of credit card is valid globally, so you can consider it without any hesitation. It does not include any enrollment charges and annual subscription fees for the 1st year. It has no ATM cash withdrawal fees at the ATMs of Andhra Bank. When you choose VISA Gold credit card, you can enjoy the free credit period. It has insurance protection for your lost credit card. Additionally, it also has SMS alert option for your transaction on registered phone number.

Andhra Bank Credit Card Review

Andhra Bank Credit Card Charges and Fees

Andhra Bank Credit Cards Annual Fee (IN INR) Features & Benefits Apply Now
VISA Classic  Rs 550/- Earn 3 Points for every 150/- spent by using your Andhra Bank Classic Credit Card  Click Here
Visa Platinum Rs 1000/- Waiver of fuel surcharge up to 2000/- per day whenever you fill fuel using Andhra Bank Platinum Credit Card Click Here
Visa Signature Rs 1000/- Accident Insurance Coverage up to  30 lacs to the Main cardholder and  30 lacs to the add-on cardholder Click Here
RuPay Platinum Credit Card Rs 299/- Interest free credit period of 21 to 50 days on your purchases and manage your payments as per your convenience Click Here
RuPay Select Credit Card Rs 499/- You will earn 10 Points for every 150/- spent by Andhra Bank Rupay Select Credit Card Click Here

Required documents

These are the most popular types of credit cards offered by Andhra Bank, so you can apply for the right one based on your individual requirement and income. It is important to know about the required documents before applying for the credit cards. The requirement will vary from one individual to another, so you can follow this following guide properly.

For Salaried

  • Properly filled application form of credit card with entire details
  • 2 passport size photographs (color)
  • Residence proof such as passport, voter’s identity, landline telephone bill, tax receipt copy, electricity bill, driving license, landline telephone bill, demand notice and much more
  • ID proof like Voter’s ID, Pan Card Copy or Passport
  • Income proof like salary slip, form 16 and certificate or the income tax return

For Self Employed

  • Properly filled credit card form with accurate details
  • 2 passport size photographs (color)
  • Residence proof such as passport, voter’s identity, landline telephone bill, tax receipt copy, electricity bill, driving license, landline telephone bill, demand notice and much more
  • ID proof like Voter’s ID, Pan Card Copy or Passport
  • Two years of I.T.Returns with Form 16 and computation sheets

Also Read: Best Rewards Credit Cards for 2019

For Corporate Credit Card

Apart from people KYC, last two years audited board resolution or balance sheet copy or articles of association and Memorandum of Association or copy of PAN card and much more.

Eligibility Criteria for Apply Andhra Bank Credit Cards

It is vital to note that these credit cards are offered to both the customers as well as non customers which are entirely based on the selective basis. If you want to apply for the credit card, you should meet the income requirements of Rs 3.00 lacs per Annum. The credit cards also offered against the lien on a Deposit with twenty percentages margin as well as least deposit is l lakh without any insistence of scoring model and income proof. If you meet all the requirements, you can easily apply for your favorite and best credit card of Andhra bank without any hassles.

Steps to apply for Andhra Bank Credit Cards

  • At first, you can visit the Andhra bank or official website of Andhra bank
  • After that, you can receive the application form of credit cards
  • You can fill your application form with accurate details
  • Once you fill the credit card application form properly, you can submit it to the Andhra bank
  • You can submit the required documents with your credit card application

These are the simple-to-understand and follow instructions that help you to apply for the Andhra bank credit card without facing any difficulties. The online application not only saves time, buy also make the applying task much simpler and effective.  There are different types of credit cards available, so you can carefully choose the right one based on your individual requirements. Selecting the best credit card is not an easy task because of few only suit your individual requirements. In order to avoid the inappropriate one, you can consider some important aspects. At first, you can analyze your income level. Along with this, you can check the key features of all credit cards. These are the most significant considerations that not only narrow down the searches but also let you pick the highly appropriate and best credit card without facing complexity. The smart selection helps you to apply for the applied card without any uncertainty. Along with this, the right type of credit also brings you lots of extraordinary benefits.

Check Credit Card Application Status

There are many people want to apply for the credit card, so they are seeking for the right place.  Visiting Andhra bank is a simple to get the credit card application and apply for the best credit card easily. Some working individuals do not have enough time visit their nearby bank, so they are looking for the perfect alternative. The online website is a reliable and effective platform that not only provides you certain conveniences, but it also allows you to apply for the credit cards easily. If you desire to get the benefits, you can immediately find out the best and reliable online website. There is many online portal offers this credit card service, but few of them only suit your individual requirements. In order to avoid the inappropriate one, you can do smart internet research online. The proper internet hunt helps you to find out the most reliable and effective online website which brings you an excellent opportunity to apply for the Andhra Bank credit cards online.  The internet site not only provides you certain facilities but also allows you to easily check the credit card status.

Steps to check your Andhra bank Credit card Status

The reliable and specially designed official website comes with simple procedures that let you apply for the credit card in an easier manner. It is important to learn the procedures before applying for the credit card online. If you visit Andhra bank to apply for a credit card, you can check the credit card status by visiting your nearby bank branch.  Otherwise, you can visit the online website and enter your reference number and click on the submit button. Here are the steps to check the status of Andhra bank credit card online as follows:

  • You can visit the official website of Andhra bank
  • After that, you can enter into credit card status page
  • You can enter the reference number
  • Finally, you can receive the exact status of your credit card easily

There are the simplest procedures that let you check the card status within short time duration.  You can also check the credit card status through a mobile phone. In order to get the benefits, you need to register your mobile number while applying for the Andhra Bank credit card. This is an essential task that helps you to get lots of surprising facilities and awesome benefits. If you desire to get the benefits, you can easily apply for the credit card online and check all the essential details easily.

Andhra Bank Credit Card Customer Care Number

Customer Support Toll Free Number Email ID
Regarding ATM card including loss of cards 18004251515 dit-atmcomplaints@andhrabank.co.in
if you any query Regarding credit card issues including loss of cards 1800 425 4059 ccdhelpdesk@andhrabank.co.in

Final Words

The most reliable and effective Andhra bank not only provides you certain useful products, but it also allows you to get an excellent customer support. In order to bring the facility, the Andhra bank comes with an excellent customer care support team. You can contact them regarding credit card, personal loan and balance enquiry provided by Andhra Bannk. The official website comes with toll-free number, telephone numbers, correspondence address, email ids and much more. These are essential details that help you to get proper resolution for your queries, so you can utilize this excellent facility immediately.