Are you also looking to make a transaction but not able to do it due to unavailability of a credit card? Then this is an article for you.
These days if you want to get a credit card then you will have to fulfill a number of criteria which might not be possible for everybody. You might not be having a good credit score with your bank due to a number of reasons hence your credit application might not get an approval. In this case, you won’t be able to do a transaction that requires a credit card. Here you will need a virtual credit card, however, if you are unaware of this then keep reading and we will guide you in selecting the best virtual credit card.
There are a number of merchants that don’t accept normal ATM/debit cards hence you require a Virtual Credit Card to make your transaction. The best thing about virtual credit cards is that they are highly secured and you don’t need to worry about your money loss. Normally when you use a credit card your details are with your merchant and unfortunately, if that information gets a leak then you might lose your money. But this is not the case with virtual credit cards, they are basically a prepaid card in which you first load money from your bank account then only you can make a transaction hence it provides you with extra security for your money.
Benefits of Free Virtual Credit Card
Here are a few of the best benefits of using a virtual credit card –
- They are safe to use and you need to worry about your money loss while using them as they are a prepaid card. Your identity is also not revealed while using a virtual credit card.
- Virtual credit cards are widely accepted throughout the world and with a number of merchants. So you can use them to make transactions on a number of e-commerce platforms.
- You can decide the limit of your virtual credit card by yourself which is not a case with normal credit cards provided by the banks. There your credit score will determine the limit of your credit cards but you can set the limit of your virtual credit card to your preference.
- While making international transactions you need a specific currency and to do that you need to exchange your currency with that. This process is extremely easy when you are using a virtual credit card. Hence you can make hassle free transaction by using virtual credit cards.
So these were the top benefits of using a virtual credit card. Now we will guide you to choose the best virtual credit card, providers.
There are a number of virtual credit card providers on the internet these days but here in this article, we have sorted the best virtual credit card providers whom you can trust and take their help to make your transactions. So without getting any delays to let’s get started with our first best virtual credit card provider;
Best Free Virtual Credit Card (VCC) Providers
If you often make online transactions then you must be aware of Neteller as it is a widely popular payment gateway. You can get a free virtual credit card through Neteller and you can rely upon them. Getting virtual credit card on Neteller is an easy process and you just need to register and verify using scan ID and you are all set to get a free virtual credit card.
#2. Pocket By ICICI Bank:
Powered by ICICI Bank, this platform has earned great popularity in recent times and is one of the best virtual credit card providers in the market. Even if you don’t have an account with ICICI bank you can get free virtual credit card number and use that while making your transactions. Just download Pocket App from play store and you can easily get a free virtual credit card.
If you don’t want hassles while applying for a free virtual credit card with money then you can pick Entropay. It is one of the best virtual credit card providers. They are reliable and widely popular among the users. Registering with Entropay and getting virtual credit card number is really easy. You will be charged a nominal fee (negligible) when you make any transaction using their virtual credit card number.
This is one of the best virtual credit card providers on the internet and they are highly popular in the US. You can get a free virtual credit card on Netspend and use it while making your transactions. You can enjoy MasterCard and VISA card service on Netspend which is another benefit of it.
#5. Udio Wallet Visa Card:
Though it is a newly established company but is highly popular among the users at the same time. You can get a VISA card on Udio. Through Udio wallet you can also perform different activities like recharge, bill payment and so on. You can rely on this virtual credit card free provider as they are credible with their transactions.
If you are looking for the best virtual credit card providers in the world then Payoneer must be in your preference list. They offer a lot of features and services to their clients. You can also convert a normal MasterCard into a virtual credit card and you can use it to make a number of transactions all over the planet. The registration process is completely free of cost and you will only be charged a nominal amount while making certain transactions.
#7. PayZapp by HDFC Bank:
PayZapp by HDFC Bank is one of the most reliable platforms to get a free virtual credit card. You can get a virtual credit for free even if you don’t have an account with HDFC bank. You can get a VISA credit card on PayZapp for free and use it while making your transactions. You can use their card to make any transaction all over the world.
#8. American Express:
If you ever get to make a list of best virtual credit card providers all over the world then this is going to make into your list for sure. This is one of the most popular free virtual credit card providers all over the world. You can create a prepaid card on this website for free of cost and use them while making your online transactions. You can purchase stuff, send money to someone and so on by using American Express free virtual credit card.
Virtual credit cards are highly useful in making online transactions. Not everybody has a normal credit card and there may be a number of reasons to that. Hence virtual credit cards are a boon to such people who can’t afford a normal credit card. You can choose any of the above mentioned virtual credit card providers as they are highly reliable and you don’t need to worry about your data and money loss.